Why Over 4,800+ Customers Choose Us
Contact us to learn more about why customers trust us or start your application now to discover the benefits firsthand.
- Speedy Approval
- 100% Licensed
- No Upfront Payments
- Low Interest Rate & Flexible Options
Be cautious and don’t trust any lender that asking for a deposit payment, as this is a common tactic used by scammers. Legitimate loan providers, like us, adhere to the Moneylenders Act 1951 and never require customers to pay deposits, processing fees, or consultation fees.



Welcome to My Capital Trust, where securing the funds you need is made simple and efficient. Unlike traditional banks, our loan application process ensures a higher approval rate, allowing you to receive your loan within just 2 hours.
Whether you’re in Kuala Lumpur or Selangor, our services are tailored to meet your financial needs.
Successful Case
Legal & No Risk
Loan Amount Approved
Years of Experience
Whether you’re applying for a personal loan, business loan, or balance transfer, our options offer flexibility and competitive terms tailored to your needs.
Our loan is ideal for employees with stable income credited to a bank account and who hold a PERKESO account. Please be informed that we do not accept cash salaries. Typically, we can approve loans within 1 hour for workers with stable income. Not More Than 18% APR.
Balance transfer offers financial flexibility and potential savings on interest charges. It’s essential to carefully consider the terms, fees, and impact on your financial situation before proceeding with a balance transfer. If you have specific questions or need further clarification, feel free to ask us.
Contact us to learn more about why customers trust us or start your application now to discover the benefits firsthand.
*We Do Not Accept Cash Salary*
Approval Rate As High As 99% If You Meet Our Basic Requirement
Accept Employees With Salary Credited To Bank Account & Hold a PERKESO Account
Get Money On The Same Day You Apply Without Delay
Annual interest rate 8% – 18%. Repayment period from 6 months up to 60 months
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Explore what sets My Capital Trust apart through the voices of our valued clients. Discover why they consistently choose us for their financial needs and how we’ve earned their trust and satisfaction.






Begin by determining the precise amount you wish to borrow, ensuring it fits comfortably within your repayment ability. Then, complete the application form conveniently available on our website. Lastly, upload or submit the required documents.

Welcome to My Capital Trust, where securing the funds you need is made simple and efficient.
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